Finance

When you purchase your new car at Tejs Specialist Cars our aim is to ensure you’re completely informed about every finance option we can offer you. Being completely FCA approved and working closely with many funders we can find the correct package for you. We offer very competitive finance rates to suit every individual to aid the purchase of your new car.

There are three main different types of finance agreements, these include the following;

Hire Purchase

This is the easiest to understand and manage. A hire purchase agreement is where you pay fixed monthly payments to equally spread the cost over either 12,24,36,48 or 60 months. A good plus point about hire purchase agreements is that deposits are flexible and this makes managing your payments much more straight forward.

Personal Contract Purchase (PCP)

PCP is very similar to lease purchase, you have your monthly payments with a balloon payment at the end of the agreement. The difference is with a PCP is that the final balloon payment is optional. You can pay the balloon and keep the car, or just hand back the keys and avoid the balloon payment. You can also part exchange for another car. PCP is great for a customer who wants the car for the term of the agreement and no longer.

Here at TSC we aim to provide the customer with the best advice and options to them as an individual. Should you decide to change your vehicle during the term of the agreement or at the end we aim to assist you in the best way possible. This helps us to build long-standing relationships with our clients.

Call us today for a FREE finance quotation.

Commission Disclosure Statement

Tejs Specialist Cars Ltd is authorised and regulated by the Financial Conduct Authority for Consumer Credit, our firm reference number is 727747. Tejs Specialist Cars Ltd is a credit broker, not a lender, and can introduce you to a limited number of lenders. We are not an independent financial advisor and we act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply.

Tejs Specialist Cars Ltd are Authorised and Regulated by the Financial Conduct Authority. Firm Reference Number: 727747